NeverPaid creates a virtual card for every subscription you own. Every card auto-blocks charges by default — so nothing renews unless you actually say yes.
Setup takes 3 minutes. Then every subscription you have is under your control — permanently.
you can use this same card for all subscriptions, whether you want to use it for a free trial, or for a paid subscription.
After every trial or billing cycle, cards auto-decline. You get a notification. You decide if it renews. A flat $0.10 fee per approved renewal — nothing else.
BY linking an bank account, Our algorithm works its magic to find all of your recurring subscriptions and bills. We offer spending analytics for you.
and we will help you hit them.
Rocket Money shows you what happened. NeverPaid stops it before it does.
Cards block by default every billing cycle. Every time. No more passive charges slipping through.
CoreKnow exactly when free trials expire — days in advance — so you decide before the charge hits.
Approve a renewal in one tap. Flat $0.10 fee. No markups, no percentages, no hidden costs.
By using unique virtual cards, your sensitive banking information remains centralized and encrypted, ensuring your real card details are never shared with merchants or exposed in data breaches.
Track spend trends, see your waste score, and get AI recommendations on what to cut next.
Your real account stays hidden. Merchants only ever see your virtual NeverPaid card details.
Virtual cards create a secure barrier between your real bank account and merchants. Your sensitive information is protected at every transaction.
Even if a merchant's database is compromised, only your unique virtual card number is exposed — never your real banking details or personal information.
We charge you fairly to help you stop being charged unfairly. That's the deal.